Terms of Service
Effective Date: November 22, 2025

Welcome to https://pennynilsen.com (the “Website”), owned and operated by First Choice Facilitation / Penny Nilsen (“we,” “us,” or “our”). By accessing or using this Website or our services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use the Website or our services.

1. Use of the Website

You agree to use the Website lawfully and responsibly. You agree not to:

Violate any applicable laws or regulations

Interfere with the Website’s functionality or security

Attempt unauthorized access to systems or data

Copy, reproduce, distribute, or exploit Website content without written permission

2. Intellectual Property

All content on this Website, including but not limited to:

Text

Graphics

Logos

Videos

Training materials

Downloads

Branding and trademarks

is owned or licensed by First Choice Facilitation / Penny Nilsen and is protected by intellectual property laws.
No ownership rights are transferred to you. Limited personal, non-commercial use is permitted unless otherwise licensed in writing.

3. Purchases, Registrations, and Payments

When purchasing services, workshops, or digital products:

Fees must be paid in full unless otherwise stated

Applicable taxes may apply

Refunds, if available, are governed by a separate Refund Policy or stated terms

Payments are processed through secure third-party providers; we do not store full credit card information

4. SMS / Text Messaging Terms

4.1 Consent to Receive Messages

By providing your phone number and opting in through our forms, registrations, or communications, you consent to receive SMS/text messages from First Choice Facilitation / Penny Nilsen.

4.2 Types of Messages

Messages may include:

Appointment or coaching reminders

Workshop or event confirmations

Follow-ups related to services

Educational updates or resources

Promotional or marketing messages (only where separately consented)

Message frequency varies depending on your interaction with us.

4.3 Opt-Out Instructions

You may opt out of SMS messages at any time by replying:

STOP

You will receive one confirmation message and then no further SMS messages unless you opt in again.

For assistance, reply:

HELP

4.4 Message and Data Rates

Standard message and data rates may apply according to your mobile carrier plan. We are not responsible for carrier charges.

4.5 Carrier Liability

Mobile carriers are not liable for delayed or undelivered messages.

4.6 Age Requirement

You must be 18 years of age or older to subscribe to SMS communications.

4.7 Privacy

Your information is handled according to our Privacy Policy:
https://pennynilsen.com/privacy-policy

5. Disclaimer of Warranties

The Website and services are provided “as is” without warranties of any kind, express or implied. We do not guarantee that:

Information is error-free or complete

Services will be uninterrupted or secure

Specific results will be achieved

6. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for indirect, incidental, special, or consequential damages

Total liability shall not exceed the greater of:

The amount paid by you in the previous 12 months, or

CAD $100 if no payments were made

7. Third-Party Links and Services

The Website may contain links to third-party websites or tools. We are not responsible for:

Content accuracy

Privacy practices

Security policies

Availability of third-party services

Use of third-party sites is at your own risk.

8. Termination and Suspension

We reserve the right to restrict or terminate access to the Website or services if you violate these Terms or misuse the Website.

9. Governing Law

These Terms are governed by the laws of the Province of Saskatchewan and the applicable federal laws of Canada. Any disputes shall be resolved exclusively in Saskatchewan courts.

10. Changes to These Terms

We may update these Terms at any time. Continued use of the Website or services after updates constitutes acceptance of the revised Terms.

11. Contact Information

For questions regarding these Terms, SMS communications, or services, contact:

First Choice Facilitation / Penny Nilsen
Email: [email protected]
Mailing Address: PO Box 961, Dalmeny, SK, S0K 1E0, Canada